Retail.

Yes. Each store, region, or brand captures its own budget; group finance consolidates in real time. Plan by department, category, or cost centre, track gross margin against target, and reforecast as trading seasons turn — all in one governed model.

IDU models the dimensions retailers actually plan in — store, region, brand, department, category, and cost centre — and rolls them up into one consolidated group view. Each format can carry its own structure and drivers while still consolidating cleanly, so a flagship store, an online channel, and a franchise outlet sit in the same governed plan.

Yes. Budget contribution is bottom-up: store and department managers enter their own numbers in IDU, within the structure, templates, and approval workflow finance defines. Every submission is captured, attributed, and routed for sign-off, so the people closest to trading own their plan while group finance keeps governance, consistency, and a complete audit trail.

IDU brings actuals in from your ERP and finance systems and reports them against budget and forecast in the same environment. Track sales, gross margin, and contribution by store, category, or brand, drill from a group number down to the underlying detail, and see variance to plan as trading happens — without rebuilding a spreadsheet each period.

Reforecasting happens inside IDU, not in a spreadsheet. When footfall, promotions, or a trading season move the numbers, you reforecast off the latest actuals — versions stack, baselines are preserved, and the audit trail captures every change. Finance can run a fresh forecast in days rather than weeks, with the governance intact.